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Consumer credit

Finance your projects with complete clarity

Simulate your credit, send your application in a few minutes, then send your supporting documents by e-mail. The rate, APR and total cost are shown to you before any commitment, and an advisor reviews every application.

Calculate my loan
How it works

Free, non-binding simulation · No account needed · Data protected

CHF 15’000
CHF 1’000CHF 250’000
Estimated monthly payment CHF 272.88
Fixed borrowing rate
3.50%
Fixed APR
3.56%
Total cost
CHF 1’372.54
Continue my application

Indicative simulation, subject to the review and acceptance of your application in accordance with the applicable terms.

Granting credit is prohibited if it leads to the consumer's over-indebtedness.

Our commitments

A simple and transparent process

Transparent quote

Monthly payment, rate, APR and total cost shown before you continue.

No account needed

A five-step form: no username, no password.

Summary by e-mail

Your application as a PDF and the exact list of documents to provide.

Reviewed by an advisor

Each application is reviewed individually, according to your situation.

Our solutions

Financing suited to every project

Discover our solutions and estimate your monthly payment in seconds. Every application is assessed according to your situation, with the conditions presented clearly before you commit.

Personal loan

Flexible financing for your personal projects, with no need to justify how the funds are used.

  • From CHF 1'000 to CHF 250'000
  • 12 à 120 mois
  • Fixed rate
DiscoverGet a quote

Car loan

Finance a new or used vehicle, bought from a dealer or a private seller.

  • From CHF 1'000 to CHF 250'000
  • 12 à 120 mois
  • Fixed rate
DiscoverGet a quote

Mortgage

Support to finance the purchase of your main or second home.

  • From CHF 1'000 to CHF 250'000
  • 12 à 120 mois
  • Fixed rate
DiscoverGet a quote

A simple process, by e-mail

From simulation to the review of your application

You simulate your credit and send your application from the website. You immediately receive by e-mail the summary of your application as a PDF and the list of documents to provide. All you need to do is send us back, by e-mail, the dated and signed summary with your supporting documents: a legible photo is enough.

  • Instant quote : monthly payment, APR and total cost shown before you commit.
  • No account needed : a five-step form, saved as you type.
  • PDF summary by e-mail, with the exact list of documents to provide.
  • An advisor replies to you by e-mail or by phone.
Apply now
Frequently asked questions
Indicative simulation and PDF summary of the application

How it works

Your application in five steps

  1. QuoteEstimate your monthly payment in seconds, with no commitment.
  2. RequestComplete the form in five steps, without creating an account.
  3. Summary by e-mailYou receive your application as a PDF and the list of documents to provide.
  4. Sending your documentsSend back the dated and signed summary by e-mail, together with your supporting documents.
  5. Review and answerAn advisor reviews your application and replies. If it is approved, you receive a detailed offer before signing anything.
See how it works

Borrow with confidence

A loan is a decision to make with all the facts

Before you commit, you have all the information you need: monthly payment, term, borrowing rate, APR and total cost. A credit must remain compatible with your budget.

Frequently asked questions

Your questions answered

How does a financing application work?

You run a simulation, then complete the five-step application form. You immediately receive by e-mail the summary of your application as a PDF and the list of documents to provide. You send us back the summary, dated and signed, together with your supporting documents, by e-mail. An advisor then reviews your application and replies to you by e-mail or by phone.

Does the quote commit me?

No. The quote is free, indicative and without commitment. It is neither an offer nor an agreement to finance.

Do I need to create an account?

No. No account or password is needed: you fill in the application form, then we communicate with you by e-mail and by phone.

I have not received the confirmation e-mail.

It arrives within minutes of sending your application. Check your spam folder. If you cannot find it, contact us quoting your application number, shown on the confirmation page: we will send it again.

How long does it take to get an answer?

It depends on how complete your application is. The review starts as soon as we receive your signed summary and all your supporting documents.

All questions

Ready to estimate your project?

Free, indicative and non-binding simulation. Your application takes just a few minutes, without creating an account.

Calculate my loan
Apply now

Granting credit is prohibited if it leads to the consumer's over-indebtedness.